Logo
Car Insurance Claim Process

You can find everything you need below.

Cashless Claim

A cashless car insurance claim with HDFC Insurance allows you to repair your vehicle at any network garage without upfront payment. After assessing the damage and verifying the claim, HDFC Insurance directly settles the approved repair costs with the garage. You only need to pay any deductibles or non-covered expenses, making the process smooth and hassle-free.

Cashless Network Garages Claim Process

Locate our network garages on hdfcergo.com or call our toll free no for details.

Locate our network garages on hdfcergo.com or call our toll free no for details.

Drive or have your vehicle towed to the nearest network garage.

Drive or have your vehicle towed to the nearest network garage.

All damages / losses will be surveyed and assessed by our surveyor.

All damages / losses will be surveyed and assessed by our surveyor.

Fill in the claim form and provide the related documents as mentioned in the form.

Fill in the claim form and provide the related documents as mentioned in the form.

You will be updated through SMS/Emails on every stage of the claim.

You will be updated through SMS/Emails on every stage of the claim.

Once the vehicle is ready, pay your share of the claim consisting of compulsory deductible, depreciation etc to the garage and drive off. The balance would be settled by us directly with the network garage.

Once the vehicle is ready, pay your share of the claim consisting of compulsory deductible, depreciation etc to the garage and drive off. The balance would be settled by us directly with the network garage.

Receive the claims computation sheet with entire break up for your ready records.

Receive the claims computation sheet with entire break up for your ready records.

Some important points which would help you in the Claims Procedure

File an FIR at the nearest police station in case of property damage, bodily injury, theft and major damages.

File an FIR at the nearest police station in case of property damage, bodily injury, theft and major damages.

If damage is a major one, the accident may be reported before the vehicle is removed from the spot so that the insurers can arrange for spot inspection of damage.

If damage is a major one, the accident may be reported before the vehicle is removed from the spot so that the insurers can arrange for spot inspection of damage.

In the event of injury, death, third party property damage, theft, damage due to malicious act, riot, strike and/or terrorist activity, immediate information to the police station concerned is essential.

In the event of injury, death, third party property damage, theft, damage due to malicious act, riot, strike and/or terrorist activity, immediate information to the police station concerned is essential.